Machinery & Equipment Finance

Securing Your Assets Made Simple, Fast, and Expertly Managed.

  • Access tailored loans from 10+ top-tier machinery finance providers.
  • Fast application approval and quick settlement times.
  • Expert guidance on the best structure for your business needs.
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Get Great Finance Deals For Machinery

We understand that the right equipment requires the right financial structure. At ACA Machinery, we don’t just sell you the machine; we ensure you secure the best finance deal to protect your cash flow. We connect you with specialist lenders who genuinely understand the value and longevity of construction, agriculture, and access equipment, leading to better rates and terms than general banks.

Farm tractor with CLAAS branding, suitable for farming and heavy-duty tasks.
Utility vehicle with rugged tires and enclosed cabin, ideal for farming and construction tasks.
Trusted by clients with 10+ Finance Providers
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Machinery Finance

New & Used Assets

Agriculture Finance

Tractors & Implements

Construction Finance

Excavators & Loaders

Access & EWP Finance

Lifts & Booms

Types Of Machinery Finance

Asset Lease

An Asset Lease allows you to hire the machinery for a fixed period. This is an efficient option for construction and access machinery where you need full use of the excavator or scissor lift while keeping capital available for operational costs. Payments are fixed, and you can usually purchase the asset at the end of the term.

This is the most common finance method for heavy equipment, where the lender provides funds to purchase the asset (like a new tractor or excavator), and the asset is secured as collateral. This is ideal for most agriculture and construction businesses looking for ownership and potential tax benefits.

Equipment Rental or Hire Purchase allows you to pay for the asset over time and may offer high flexibility. For agriculture and construction businesses with cyclical needs or those wanting to try equipment before committing (like a new skid steer or wood chipper), this is a great off-balance-sheet solution.

Cashflow funding options are short-term solutions designed to bridge financial gaps related to your new asset purchase, ensuring you have working capital ready. This is critical for managing the logistics, freight, and immediate operational needs when acquiring large assets like trucks, excavators, or large farm machinery.

Head Office

Austral NSW 2179

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